LEGAL NOTICES & CONSUMER DISCLOSURES

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Privacy Policy

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Compliance Disclaimer

Contact Information

Last Updated: February 2025

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Thank you for visiting torigreen.net. This page provides detailed information about our legal policies, consumer rights, data handling practices, and communication disclosures. These policies apply to all users of this website and to all individuals requesting life insurance information or quotes through Tori Green, Independent Life Insurance Broker.

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🔹 1. Privacy Policy

We are committed to protecting your privacy. This policy explains how we collect, use, and safeguard your information.

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Information We Collect

Information You Provide:
• Name
• Phone number
• Email address
• State of residence
• Basic details required to prepare an insurance quote

We do not collect Social Security numbers or medical records through this website.

Automatically Collected Data:
• IP address
• Browser/device type
• Pages viewed
• Time spent on the site
• Analytics data

Third-Party Data:
If you use an external quote form or link, your information may be processed by that third-party platform.

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How We Use Your Information

We use your information to:
• Provide life insurance quotes
• Contact you regarding your request
• Offer policy recommendations
• Improve website experience
• Comply with legal or regulatory requirements

We do not sell your information.

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Sharing of Information

Your information may be shared with:
• Insurance carriers for quote or application purposes
• Licensed agents assisting with your case
• Secure third-party platforms used for quoting or communication

We do not share information for unrelated marketing.

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Data Protection

We take reasonable steps to safeguard your information, but no online system is completely secure.

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Your Rights

You may request to:
• Access your information
• Update your information
• Request deletion of your information

Contact: info@torigreen.net

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🔹 2. Terms & Conditions

By using this website, you agree to the following terms.

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Purpose of This Website

This website provides general information about Final Expense life insurance and allows users to request quotes.
Information is for educational purposes only and is not financial, tax, or legal advice.

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No Guarantee of Coverage

Submitting information does not guarantee coverage.
All underwriting decisions are made by licensed insurance carriers.

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Licensing

Insurance services are provided only in:
GA, TX, OH, MI, VA & SC.

Services cannot be offered outside these states.

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Third-Party Tools & Links

We are not responsible for the privacy practices or accuracy of third-party:
• Quote engines
• Lead forms
• Websites
• Tools

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Intellectual Property

All content on this website—including text, layout, and images—is owned by Tori Green and may not be copied without permission.

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🔹 3. Cookie & Tracking Policy

This website may use cookies and tracking technology to enhance user experience.

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Types of Cookies Used

Essential cookies — enable core site features
Analytics cookies — track engagement, pages visited, device type
Advertising cookies (if ads are run) — improve ad relevance

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Managing Cookies

You may disable cookies through your browser.
Disabling cookies may affect site performance.

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Third-Party Tracking Tools

We may use:
• Google Analytics
• Google Ads tracking
• Meta/Facebook Pixel
• External form-tracking tools

These providers have their own privacy policies.

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🔹 4. Lead Disclosure & Consent Notice

By submitting a form on this website, you authorize Tori Green, Independent Life Insurance Broker, to contact you for insurance-related purposes.

This may include:
• Phone calls
• Emails
• SMS/text messages
• Automated dialing systems (if ever used)

Consent is not required to purchase insurance.
You may opt out at any time.

Your information is never sold.

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🔹 5. SMS/Text Messaging Disclosure

By providing your mobile number, you consent to receive text messages regarding:
• Final Expense insurance quotes
• Policy information
• Application status
• Appointment scheduling
• Follow-up communication

Message frequency may vary.
Message & data rates may apply.

To opt out at any time, reply STOP.
For help, reply HELP.

Your number will never be shared for marketing.

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🔹 6. Compliance Disclaimer

Tori Green is an independent life insurance broker representing multiple A-rated carriers. Coverage and eligibility vary by state and carrier. No-medical-exam options available for most applicants. All quotes are subject to underwriting approval.

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🔹 7. Contact Information

For questions regarding these policies, contact:

Tori Green
Independent Life Insurance Broker
📧 info@torigreen.net
📞 470-523-4222

Licensed in: GA, TX, OH, MI, VA & SC

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